A Radical Four-Part Financial Plan
Publication Date: September 1998
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No, don't tell your boss to shove it...at least not out loud. But in your head accept that from this day on you're a free agent whose number one workplace priority is your personal bottom line.
You should be as conscious of spending as you are of saving. Credit should be a rarely used tool for those few times (buying homes and cars) when paying cash is impossible.
Your work life should be a journey up and down hills, rather than a climb up a sheer cliff that ends with a jump into the abyss.
It sounds terrifying, the one intolerable outcome to your financial life. And yet, in truth, dying broke might be your best option for a life without fear: fear of failure and privation now, fear of impoverishment in the long run.
Levine has taught magazine writing at Cornell University and lectured at the Newhouse School at Syracuse University.
Stephen M Pollan is a New York City-based attorney, financial advisor, and life coach.