The Debt-Free Spending Plan (Paperback)

An Amazingly Simple Way to Take Control of Your Finances Once and for All

By Joanneh Nagler

AMACOM/American Management Association, 9780814432433, 268pp.

Publication Date: October 10, 2012



Anyone suffering under the crushing weight of debt knows how impossible it can seem to find a way out. It's overwhelming--and the more complicated the proposed solution, the harder it is to stick with it.

That's why The Debt-Free Spending Plan is SIMPLE. It doesn't require sifting through chapters of high-minded financial advice or digging up your past spend ing history. It assumes you need help RIGHT NOW, and gives it to you. You will learn to:

- Downsize expenses without feeling deprived

- Allocate money as it comes in and put together an easy-to-manage bill-paying plan

- Adjust for inevitable overspending

- Pay off debt without gouging expenses and (believe it or not) start saving

The plan is clear, easy, and takes just five minutes a day--and it doesn't matter if you make $14,000 or $14 million. With straightforward daily spending strategies and effortless expense tracking tools, you will soon find yourself on the road to financial freedom--all before the next billing cycle.

About the Author

JOANNEH NAGLER was once mired in debt. Unable to find a simple, work able solution in existing literature, she developed her own system--a five-minute-a-day approach that really works. She now coaches individuals and couples, using The Debt-Free Spending Plan to help them revolutionize their relationship with money.