How to Make Your Money Last (Hardcover)

The Indispensable Retirement Guide

By Jane Bryant Quinn

Simon & Schuster, 9781476743769, 384pp.

Publication Date: January 5, 2016

List Price: 28.00*
* Individual store prices may vary.

Description

“Jane Bryant Quinn is America’s dean of personal finance….The book is a true treasure chest of financial secrets.” —Forbes

With How to Make Your Money Last, you will learn how to turn your retirement savings into a steady paycheck that will last for life.

Today, people worry that they’re going to run out of money in their older age. That won’t happen if you use a few tricks for squeezing higher payments from your assets—from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and—critically—how much to withdraw from your savings each year?). The right moves will not only raise the amount you have to spend, they’ll stretch out your money over many more years.

You will also learn to look at your savings and investments in a new way. If you stick with super-safe choices the money might not last. You need safe money to help pay the bills in your early retirement years. But to ensure that you’ll still have spending money 10 and 20 years from now, you have to invest for growth, today. Quinn shows you how. At a time when people are living longer, yet retiring with a smaller pot of savings than they’d hoped for, this book will become the essential guide.


About the Author

Jane Bryant Quinn is a leading commentator on personal finance. She is author of the bestselling Making the Most of Your Money NOW, Smart and Simple Financial Strategies for Busy People, and Everyone's Money Book. Quinn has written for Newsweek, The Washington Post, Bloomberg.com, Woman’s Day, and Good Housekeeping. An Emmy Award winner, Quinn has appeared on PBS and CBS News. Her personal finance column currently appears in the AARP Bulletin. She lives in New York City and blogs at JaneBryantQuinn.com.


Praise For How to Make Your Money Last: The Indispensable Retirement Guide

“Jane Bryant Quinn is America's dean of personal finance. . . . If anyone knows how to get us through retirement, it's Jane. . . . The book is a true treasure chest of financial secrets, tips, how to's, and advice for anyone who is about to retire or has retired. . . . If you need a kind, but tough drill sergeant to kick you out of your retirement doldrums, set you on a safe financial path, and keep you smiling through your next stage of life, this book is the answer.”

“Veteran financial writer Quinn delivers another winner with this guide. . . . Quinn’s tone is as reassuring as her words . . . certain to be a hugely valuable resource for readers, wherever they are on their personal financial timeline.”

“Quinn is one of the country’s leading commentators on finance . . . Her clarity of prose is matched with a generosity of spirit, and all of the information is graciously laced with a noncondescending tone that renders this book as absolutely helpful as the author intended. . . . Quinn’s books are always in demand, and this one will prove no exception.”

“Quinn provides savvy suggestions to people approaching, entering, or managing retirement. . . . Readers at these mature stages of planning will find valuable insight and resources here . . . With strategy and thoughtfulness, Quinn's readers will be able to 'get more from your assets than you probably think.'”

"Leading personal finance columnist Jane Bryant Quinn writes with clarity and compassion about the often stressful subject of retirement finances. She enlightens readers about the difficulties of determining how to get the most out of Social Security. (It’s not as simple as simply signing up for it.) Yet even those readers who understand every word she writes will be glad to come to the last chapter, “Just Tell Me What To Do.” There she lists the three numbers that matter when you’re making a retirement plan and offers an 18-item retirement checklist."

PRAISE FOR MAKING THE MOST OF YOUR MONEY NOW:

"There is no more trustworthy figure in all of American journalism."
— Joseph Nocera, author of A Piece of The Action

"The book...remains at its heart the Joy of Cooking of personal finance. It provides the basics in just about any area you can think of—from what you should consider about money when you are in your 20s, to what to do with your investments once you have retired—and presents simple, straightforward recipes outlining the fundamentals of how to accomplish your goals."

"I found myself racing through this gigantic compendium because it was engagingly written and full of useful information. And she writes compellingly enough to make you want to spend more time getting things in order."

"Everything you ever wanted to know was somewhere in those pages...Quinn, the renowned Newsweek columnist who has been writing on personal finance topics for more than 30 years, focuses this rewrite on many of the top issues of today, such as recovering when you've been savaged by the economy. Last week she talked with me about how Americans can deal with today's tough market."

"A financial management bible, updated . . . Jane Bryant Quinn has been teaching all of us how to better manage our money—for the better part of three decades."

"A practical tour de force from the maven of money. This is simply the best handbook for managing personal finances that I have ever seen. It belongs on every bookshelf — or best yet, on every desk near every checkbook or computer."
— Rosabeth Moss Kanter, Harvard Business School, author of World Class

"The class book for practical financial advice—encyclopedic in scope and written with clarity and style."
— Burton G. Malkiel, author of A Random Walk Down Wall Street

"No one is smarter about money—or easier to read or clearer or more conscientious—than Jane Bryant Quinn.
— Andrew Tobias, author of The Only Investment Guide You’ll Ever Need